Here is a list of paperwork you will need for your loan modification:

• Hardship letter


• Authorization to release information (one for each lender if more than one)


• Most recent mortgage statement


• Last 2 Months Banks Statements


• Borrower Expenses Breakdown - list of all expenses from utility to phone to monthly food budget, all necessary spending


• W2's and all tax returns for last two (2) years


• Last 2 paystubs and or financial benefit letter (includes social security, child support, pension, etc).